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Why is it worth choosing Smart Loan?
For companies seeking to borrow up to EUR 30K, it is not necessary to pledge any property!
Simple. To receive financing, it is sufficient to submit the company’s statements for the last 24 months or for the period during which the company has been operating.
Quick. We will provide the initial offer within 1 hour upon receipt of the application and you will receive the funds within 24 hours.
Innovative. We use an advanced artificial intelligence system, with the help of which the possible loan amount grows together with the customer. If a company successfully repays a previously granted loan and its turnover has increased, it can already receive a higher amount for further growth.
Flexible. It is possible to choose which part of the monthly turnover to use for covering the credit. The amount of financing will depend on the company’s turnover, the loan repayment term can be 2 to 5 months, and in some cases longer.
Convenient. It is possible to apply for another loan immediately, as soon as the previous credit has been repaid.
The loan is intended for small businesses with a permanent and/or growing income. This product allows receiving a working capital injection quickly and easily, which will help to settle with suppliers on time and rise revenue. The funds can be allocated to replenish the company’s warehouse, purchase advertising or hire additional employees.
After successfully repaying the loan, you can immediately apply for another, already larger loan, if your turnover is growing. In order to receive financing, it is sufficient to provide the financier with the company’s statements of accounts and, using algorithms, the decision is made almost immediately.
If your business is seasonal, we will take it into account and help you to prepare for the season in advance, and adjust the loan schedule to your regular cash flows.